Why Sports Cars Cost More To Insure


You ever asked a question, why sports cars stand more to insure, than other types of the car – even when purchase price of the sports car is less expensive? If so, the following the main reasons why business is so.

Categories Car Insurance Group

While many factors which determine structure of the price offer by auto insurance, aren't known that is known, that certain types of 'group' of insurance companies of cars in category. As it has for an object, insurance companies have groups in limits from 1 through to 20. The group 1 - the least expensive type of the car to insure. The group 20 - the most expensive type of the car to insure. So, if you buy Fiat Panda, you will be classified the driver of Group 1. Buy the sports car, any sports car, and you look at being classified Groups 15 and above the driver. Buy the sports car of sports type, such as Porsche 911, and you definitely will be the driver of Group 20!


More than 2 million automobile crimes occur in Great Britain every year. Except popular modeling cars, such Ford, the biggest automobile category of a crime - sports cars! Have the car with folding top the sports car with folding top, and its possibilities stolen red the hot! So, even if you still will worry in rural areas without one around for miles, you will be still noticed as driving of the car of extremely high risk when business reaches car stealing. With the increased risk, there arrives the increased award!


Insurance companies not charitable establishments – they are in business to make money. Also, they hold a large quantity of data, and the part of those data says to them that if you conduct the sports car, there is an increased risk which you will be as a result of accident and that accident will be more serious (and expensive) than if you conducted the regular car. Also, bonus charge will be higher.

Under 30?

If you just didn't win the Lottery if you are under 30 there are no attractive factors when business reaches insurance of the sports car. Not only that the insurance company sees the car which you force as being to insure the car of high risk, but you, as the driver is much more dangerous to insure also. Therefore, auto insurance awards within those 30 years of age or under, leading sports cars, are, possibly, highest of all types of the auto insurance available in Great Britain today.

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